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A new type of third-party-reimbursement healthcare payment plan is emerging in the United States. CDHPs strive to control costs and improve quality of care by requiring consumers to take control of their own healthcare decisions. Consumers decide how they want to spend their healthcare dollars, depending on what is important to them. CDHPs are geared to encourage participants to enroll in some type of wellness program and improve their lifestyles. Specific types of CDHPs are health reimbursement accounts (HRA), flexible spending accounts (FSA), and health savings accounts (HSA).
However, there are concerns about CDHPs. The consumer may neither understand nor have the education and the tools to manage his or her own healthcare appropriately. This may have long-term ramifications on the whole healthcare system and whether CDHPs can be successful for the consumer, the employer, the physician, and the healthcare facilities, as well as the insurers. Answer the following questions in regard to this development:
After examining the above questions in your analysis, work around the following instructions and create a 8- to 10-page Microsft Word document:
Support your responses with examples.
Cite any sources in APA format.
Name your document SU_HCM3002_W3_A2_LastName_FirstInitial.doc.
Submit your document to the W3 Assignment 2 Dropbox by Tuesday, April 18, 2017.
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